Are certificates of deposit a good investment in 2019?

Depends, but generally speaking, the answer is No. It has been no in 1973, a no in 1984, a no in 1999, a no in 2013 and will be a no for the years to come. A CD or certificate of deposit is perhaps the lowest risk, lowest yield form of investment vehicle available to […]

Read More

Will Venmo replace Western Union?

Most likely not. Venmo is US concentric, whilst Western Union is available pretty much all around the globe. The problem that the two solve are inherently different. It is very unlikely for Venmo to achieve a global status of what WU has. For that to happen, Venmo would have to become a household name like […]

Read More